Question 1

What exactly is LaserCards?

Accepted Answer

LaserCards lets you create USD virtual cards and hold dollars, Naira and stablecoins in one wallet — so you can pay for anything online, anywhere in the world. Individuals and pros use the mobile app; businesses use the web dashboard and API.

Question 2

Do I need to be in Nigeria to use it?

Accepted Answer

LaserCards is built for Nigerians, with instant Naira funding at its core. You complete a quick KYC when you sign up, and once verified you can create a card and start spending globally.

Question 3

How do I create an account?

Accepted Answer

Download the app, sign up with your phone number and email, then complete a short identity check. Most people are verified and ready to create their first card in minutes.

Question 4

Is there a fee to use LaserCards?

Accepted Answer

Opening an account is free. Card creation and FX follow the rates shown for your plan in the app before you confirm anything — no hidden charges.

Question 5

Where can I use my card?

Accepted Answer

Anywhere online that accepts Visa or Mastercard — subscriptions, shopping, travel bookings, ads and more.

Question 6

How many cards can I create?

Accepted Answer

You can hold multiple cards at once, so you can keep a separate card for each subscription or merchant.

Question 7

Can I freeze or delete a card?

Accepted Answer

Yes. Freeze a card instantly from the app and unfreeze it when you need it, or delete it for good.

Question 8

Can I add my card to Apple Pay or Google Pay?

Accepted Answer

Yes — LaserCards supports Apple Wallet, Google Wallet and Samsung Wallet, so you can pay in-store and in-app too.

Question 9

How do I fund my card?

Accepted Answer

Send a local Naira transfer and your wallet updates in seconds. You can also fund from dollars or stablecoins, then top up any card from whichever balance makes sense.

Question 10

What exchange rate do I get?

Accepted Answer

You always see the rate before you convert. Rates are competitive and transparent, and improve on higher plans.

Question 11

Can I fund with stablecoins?

Accepted Answer

Yes. Deposit supported stablecoins into your wallet and use that balance to top up your cards.

Question 12

How long does funding take?

Accepted Answer

Naira transfers usually land within seconds. Stablecoin deposits are credited once the network confirms them.

Question 13

Is my money safe?

Accepted Answer

Custody and card issuance sit with a licensed bank in Nigeria and US-based card issuers, and every account is protected with KYC and end-to-end encryption.

Question 14

What if my card details are compromised?

Accepted Answer

Freeze the card instantly in the app, then create a new one in seconds. Contact support and we will help you with any disputed transactions.

Question 15

Do you share my data?

Accepted Answer

We only share what is needed with our licensed partners to run the service, and we never sell your personal information.

Question 16

Can I set spending limits?

Accepted Answer

Yes. Set limits per card and get real-time notifications for every transaction.

Question 17

How fast can we go live?

Accepted Answer

Most teams integrate in an afternoon. Spin up test-mode keys instantly, build against the dashboard or the REST API, then request production access when you're ready.

Question 18

Can we issue cards to our team?

Accepted Answer

Yes. Issue cards per employee, team or vendor, with limits, approvals and a full audit trail from the dashboard.

Question 19

Do you offer webhooks?

Accepted Answer

Yes. Subscribe to real-time webhooks for card, funding and transaction events.

Question 20

What does Business pricing look like?

Accepted Answer

Pricing is tailored to your card volume and use case, with per-card and FX rates that improve as you scale. Talk to us for a quote.

Frequently asked questions

What exactly is LaserCards?

Do I need to be in Nigeria to use it?

How do I create an account?

Is there a fee to use LaserCards?